Steve Hoffacker's Sales Quips

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For more information on my coaching and educational programs and services, visit my website or go to my other blog "Steve Hoffacker's Home Sales Insights" for additional sales tips, insights, and commentary. Listen to my free podcast messages at "Steve Hoffacker's Happenings."

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Podcaster, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

© Steve Hoffacker, 2011. All Rights Reserved.

Federal judges are taking sides in the national health care debate much like the members of Congress did when they passed the landmark bill.

Three judges have now ruled in favor of the bill. Two are opposed. Those opposed make much more sense than the others. This is what is wrong with activist judes - legislating from the bench. Judges are now adding words to the Constitution that just aren't there. They are adding intent that just isn't there.

Understanding the Constitution is not hard. Any 4th or 5th grader can understand it well enough to pass a test on it, yet we would be lead to believe that only a very few constitutional scholars in this country have the smarts to really interpret its vast and hidden meaning. Baloney!

The Constitution, as the Declaration of Independence, was written for the common man (and woman). It was written for public consumption as a document to be read in the public square by the town crier.

Now for the current injustice. A DC federal judge, Gladys Kessler, rejected the argument that the bill is unconstitutional in a suit filed by a group of individuals represented by the American Center for Law and Justice.

For the record, all three judges finding that the bill is constitutional were appointed to the bench by Bill Clinton.

Kessler, in a 64-page opinion, sided with government that Congress's authority to regulate interstate commerce is so broad it can require people to buy a commercial product such as health insurance. Why stop here? Why not have Congress regulate that only Coca Cola can be sold or that everyone must drink it - "the official soft drink of America"? Why not an official car, radio station. running shoe?

She can say what she wants. Congress has no such sweeping power. It's not in the Constitution.

Here's what's in the Constitution in Article I, Section 8 - "(The Congress shall have the Power) to regulate commerce with foreign Nations, and among the several States, and with Indian Tribes."

It's quite clear. No far reaching power - very specific. So how is health care a dispute "among the several States"? Obviously it isn't.

Let's hope than when this case gets to the Supreme Court that the 9 of them can at least the Constitution and not see words that aren't there.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com, or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. Listen to my free podcast messages at Steve Hoffacker's Happenings.

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

© Steve Hoffacker, 2011. All Rights Reserved.

There are now 28 states that are covered under the ruling by Judge Vinson that the Obamacare law is unconstitutional and cannot stand.

Many of us knew that there was no Constitutional authority for the bill, and we are quite pleased with his affirmation of our opinion.

Today, the House - after voting to repeal the bill ealier - went a step further and voted to defund it in a cost-cutting measure. They are axing many unnecesasry expenditures, and this certainly is one of them.

Sooner or later, one way or another, this bill will go away. The only question is how much damage it will do to our economy and personal initative in the process.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com, or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. Listen to my free podcast messages at Steve Hoffacker's Happenings.

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

© Steve Hoffacker, 2011. All Rights Reserved.

Proving that they learned nothing from the November 2nd elections and they are out-of-step with current political opinion in this country, the Senate voted today 51-47 on a straight party-line vote to reject the attempt to repeal Obamacare. Nevermind Judge Vinson's ruling on Monday declaring the act unconstitutional on behalf of 26 states. Nevermind the House's vote last week to repeal the bill. Nevermind that 58% of Americans surveyed want the bill repealed.

Just go ahead Senate an ignore all of the signs.

We will remember this in 2012.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com, or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. Listen to my free podcast messages at Steve Hoffacker's Happenings.

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

© Steve Hoffacker, 2011. All Rights Reserved.

A Florida federal judge, Roger Vinson, just announced his ruling that 26 states - that's more than half - that have brought against the federal government for passage of Obamacare are correct and that the law is unconstitutional. This is a major victory for America, for individual rights, and for free enterprise.

As of this ruling, the entire health care bill is void because there was no severability clause in it. This means that if one sentence is found unconstitutional that the whole bill has to be set aside.

He declined to grant the injunction barring implementation of the bill because most of it is not effective yet anyway, but this should help the Supreme Court go along with the ruling and find the matter unconstitutional as well.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com, or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. Listen to my free podcast messages at Steve Hoffacker's Happenings.

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

© Steve Hoffacker, 2011. All Rights Reserved.

The chickens are coming home to roost at AARP - a group for seniors in name only and a very powerful lobbying organization for its own insurance plans.

AARP was a strong proponent of Obamacare but now has advised its own employees that their health care insurance premiums are going to increase from between 8-13% next year - because of the law they supported and helped pass.

They said that they are changing co-pays and other provisions in their employee plans to avoid the full 40% increase that kicks in in 2018.

Wonder what the impact will be to their subscribers?

Wow, if they had actually been looking out for their members and looking for ways to keep premiums and expenses lower instead of just being a liberal lobbying group, they may actually have done some good and helped to keep this monstrosity from becoming law.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com, or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. Listen to my free podcast messages at Steve Hoffacker's Happenings.

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

© Steve Hoffacker, 2010. All Rights Reserved.

We the people told you the Congress and the President - overwhelmingly - that we didn't want your health care bill, but you wouldn't listen. You passed it anyway.

Virginia has already voted to assert their state's right and not participate in the mandatory insurance program.

Yesterday. Missouri voted 3-1 the same way, not allowing it for their citizens either.

Soon Oklahoma and Florida will vote to prohibit it also.

How you gonna pay for this monstrosity when there's no revenue?

You might want to go ahead and repeal it now - or you can wait until January for your replacements to do it.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com, or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. Listen to my free podcast messages at Steve Hoffacker's Happenings.

Steve Hoffacker - Consultant, Coach, Author, Blogger, Photographer, Motivator, Teacher, & Strategist - for Realtors, Real Estate Sales Professionals, Home Builders, New Home Salespeople, Entrepreneurs, Small Business Owners, and Independent Sales Representatives.

Photography displayed is original composition and artistic expression of Steve Hoffacker, and as such is copyrighted. Photos are as taken and have not been cropped, edited, or enhanced in anyway.

I know that many disgruntled Republicans are chanting "Repeal and Replace" as their slogan for the November elections to overturn this immensly unpopular health care legislation.

I have a better idea. "Repeal and Move On."

The idea of repeal is sound. The concept of replace is not. This establishes that the original premise was correct - (1) that we have a health care crisis (not until Obama created it during the campaign in classic progressive fashion), (2) that people want major legislation (they only want lower costs and more competition), (3) that there are tens of millions unisured (subtracting illegal immigrants and those choosing not to be insured, the number is probably much less than 10 million), and (4) Congress can fix it (they are prohibited by the Constitution from passing any health care legislation).

Now if we want more competition, Congress can use the cmmerce claise and open up interstate competition. We here a lot of talk abouit tort reform also, but that is a State issue. Congress is not eligible to handle this one either.

So to the Congressional Class elected on November 2nd, and lead in January by someone other than Nancy Pelosi and Harry Reid, your first order of business is to repeal HR 3590 with a veto-proof vote.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. You can also listen to my free podcast messages at Steve Hoffacker's Happenings.

© Steve Hoffacker, 2010. All Rights Reserved.

People say that the health care bill was necessary because everyone needs to be insured. They don't like the present practice of uninsured people going to the emergency room for treatment and then having that cost passed along and amortized across the base of insured policyholders.

I have no problem with it - especially if the alternate is the utopian plan to insure everyone, which can't be done.

But what about all of the other inequities? Where is the outrage there?

I pay for schools and teachers yet don't use those services. I pay for mass transit and don't use them. We all pay for welfare, ADC, SSI, unemployment benefits, and on and on. We pay to keep people in jail. All of us who drive pay for the damage caused by uninsured motorists, too.

Many of us have life insurance, auto insurance, diability insurance, and other policies. We don't plan on collecting on any of them, and yet we pay the premiums faithfully.

We have umbrella, E & O, and workers comp policies. Again, no plans to have them kick-in.

Statistics show that nearly everyone who goes to the emergency room has insurance anyway. For the few that don't have insurance that go to the emergency room, why do you suppose they don''t have insurance? Could it be they can't afford it? Could it be that even when they are required to carry it that they still can't afford it and we'll (as taxpayers) have to continue to subsidize them?

Leave well enough alone. Repeal this ugly health care bill - and the student loan deal appended to it.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. You can also listen to my free podcast messages at Steve Hoffacker's Happenings.

© Steve Hoffacker, 2010. All Rights Reserved.

Nancy Pelosi, oblivious to the disdain that the American people have for Congress and for this health care bill that is being voted on - and willing to negate generations of free enterprise and freedom of choice in this country, feels emboldened. She proclaims that "we are doing this for the American people." From where I sit, it looks like they are doing this to the American people.

Give Round One to Pelosi, Obama, Reid, and their followers. Round Two will go to the people on November 2nd. Could even be a TKO.

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For more information on my coaching and educational programs and services, visit my website stevehoffacker.com or go to my other blog homesalesinsights.com for additional sales tips, insights, and commentary. You can also listen to my free podcast messages at Steve Hoffacker's Happenings.

© Steve Hoffacker, 2010. All Rights Reserved.